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Loan Programs

Shoot us a call at (831) 219-8404 to get connected with a lender today. We would love the opportunity to meet you and discuss your scenario.

Bridge Loans
(Business Purpose)

Loan Amount: $200,000 - $2,000,000

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Up to 65% CLTV

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1-4 Units (Non-Owner Occupied) and all Commercial Property Types

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No Minimum FICO

No Prepayment Penalty

No Appraisal Required

Fix & Flip Loans

Loan Amount: $200,000 - $2,000,000

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Up to 65% ARV

or

Up to 80% LTC

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No Minimum FICO

No Prepayment Penalty

No Appraisal Required*

Cash Out

Loan Amount: $200,000 - $2,000,000

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Up to 65% CLTV

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Assets: 1-4 Units, Multifamily (5+ Units), Industrial, Warehouse, Retail, Office, Mixed-Use, Self-Storage, etc.

 

Minimum FICO 620

No Appraisal Required

Bridge Loans
(Consumer Purpose)

Loan Amount: $200,000 - $1,500,000​

Up to 65% CLTV

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12 Month Term | Interest Only

​Must Be IN ESCROW on the New Home

For Owner Occupied Properties Only 

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Minimum FICO 700

No Prepayment Penalty

No Appraisal Required

Trust & Estate

Loan Amount: $200,000 - $2,000,000

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Up to 65% LTV

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Proceeds used for beneficiary buyouts on properties to avoid taxable events.

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Minimum FICO 620

No Prepayment Penalty

Business Loans

Loan Amount: $200,000 - $2,000,000

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Up to 55% CLTV

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12 - 24 Months | Interest Only

Exit Strategy is an SBA Loan

Commercial Properties Only

 

No Minimum FICO

No Appraisal Required

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